--- title: Data Policy | Lumi Money --- [Go Back Up](https://www.lumimoney.com/legal/data-policy#top) [Skip to Content](https://www.lumimoney.com/legal/data-policy#body) [![](https://www.lumimoney.com/hubfs/logo%20-%20lumi%20money%20-%20website%20267x40px.svg)](https://www.lumimoney.com/?hsLang=en) Toggle Menu - [Sign In](https://accounts.lumimoney.com/sign-in) - Open Search Search Submit Search # *Legal* Data Policy Effective Date: December 12, 2025 Lumi Money believes users should understand how long data is retained and how to remove it. ### 1. Data Retention We retain personal and financial data only as long as necessary to: - Provide the Service - Meet legal and compliance obligations - Resolve disputes When possible, data is anonymized or aggregated. ### 2. Account Deletion You may request deletion of your Lumi Money account at any time. Upon deletion: - Your account will be deactivated - Linked financial connections will be disconnected - Personal data will be deleted or anonymized, except where retention is legally required ### 3. How to Request Deletion Email us at: [privacy@lumimoney.com](mailto:privacy@lumimoney.com) We may verify your identity before processing requests. ### 4. Backup & Logs Some residual data may remain temporarily in secure backups but is not used for active processing. ### 5. Questions Contact[ privacy@lumimoney.com](mailto:privacyl@lumimoney.com) [![](https://www.lumimoney.com/hubfs/logo%20-%20lumi%20money%20-%20website%20267x40px.svg)](https://www.lumimoney.com/?hsLang=en) - [Home](https://www.lumimoney.com) - [Blog](https://www.lumimoney.com/blog) - [Spending Style Quiz](https://lumimoney.typeform.com/to/h4PfJ9Pe?utm_source=LumiMoney&utm_medium=footer) - [Contact](https://www.lumimoney.com/contact-us) - [Terms of Service](https://www.lumimoney.com/legal/terms-of-service) - [Privacy Policy](https://www.lumimoney.com/legal/privacy-policy) - [Data Policy](https://www.lumimoney.com/legal/data-policy) ---  ©Lumi Money. All rights reserved. [Legal Notice](https://www.example.com) | [Privacy Policy](https://www.example.com) | [Site Map](https://www.example.com)