Legal Data Policy
Effective Date: December 12, 2025
Lumi Money believes users should understand how long data is retained and how to remove it.
1. Data Retention
We retain personal and financial data only as long as necessary to:
- Provide the Service
- Meet legal and compliance obligations
- Resolve disputes
When possible, data is anonymized or aggregated.
2. Account Deletion
You may request deletion of your Lumi Money account at any time.
Upon deletion:
- Your account will be deactivated
- Linked financial connections will be disconnected
- Personal data will be deleted or anonymized, except where retention is legally required
3. How to Request Deletion
Email us at:
We may verify your identity before processing requests.
4. Backup & Logs
Some residual data may remain temporarily in secure backups but is not used for active processing.
5. Questions
Contact privacy@lumimoney.com